How do I sell on WhatsApp and get paid with Wave or Orange Money?
A WhatsApp seller sends a 221 Pay payment link in the chat: the customer pays with Wave or Orange Money, no code and no NINEA or RCCM.
A WhatsApp seller creates a payment link with the product's price and description, then pastes it into the conversation. The customer pays with Wave or Orange Money on a page hosted by 221 Pay; no code to write, and no NINEA or RCCM to start.
Flow
Create a link
In the dashboard or with POST /v1/payment-links: an amount in CFA francs and a
description of 1 to 80 characters, for example "This week's vegetable basket".
See Payment links.
Paste link_to_pay into the conversation
The link is reusable: the same link serves several customers, and each form submission creates a separate payment. A link can also be printed as a QR code for a market stall.
Follow the payments
GET /v1/payments?q=link:<link id> lists a link's payments, with the product
description. The payment.succeeded webhook flags each confirmed payment
(Webhooks).
Close a sold-out link
Deactivate the link when stock is sold: the page then tells the customer the link is unavailable. An expiry date can also be set at creation. An expired link cannot be reactivated.
Money and payout
The net amount is credited to the balance on confirmation. Withdrawing requires identity verification, once, on one document (national ID card or passport). See What is needed to start and to withdraw?
Cost
2% per Wave or Orange Money collection in Senegal, operator fees included: How much does 221 Pay cost?
Limit
A link has a fixed amount: for a variable cart, use the API (How do I accept a first payment through the API?).
Last updated on
How does a freelancer without a company collect with Wave or Orange Money?
A freelancer collects clients through Wave and Orange Money with one payment link per invoice, without NINEA or RCCM. ID document before the first payout.
221 Pay, PayTech, PayDunya or Wave Business: which one to choose?
Factual comparison of 221 Pay, PayTech, PayDunya and Wave Business: documents required, fees, payout delays, countries, payment methods, API. Dated sources.