Fees

One price per rail and per operation, operator fees included, published by GET /v1/rails.

221 Pay charges one price per rail and per operation type. This price includes the operator's fees: nothing is added on top.

Senegal

Wave and Orange Money (sn_wave, sn_orange): 2% of the amount, for every operation.

A payout to a bank account follows a tiered scale, described below.

The rate of the tier that contains the amount applies to the whole amount. The transfer arrives in 3 to 5 business days.

GET /v1/fees publishes these tiers in bank_tiers (from, to, bps), along with bank_min, bank_max and bank_monthly_cap.

Details, errors and a request example: Payouts.

Each rail's rates are published by GET /v1/rails, a public route:

Terminal

curl "$API_URL/v1/rails"

In each item of data, the fees object gives:

Field	Description
`collection_bps`	Collection rate, in basis points.
`withdrawal_bps`	Payout rate, in basis points.
`refund_bps`	Refund rate, in basis points.
`example_10000`	Fees computed for 10,000 CFA francs: `amount`, `collection_fee`, `withdrawal_fee`, `refund_fee`.

One basis point is 0.01%: 200 bps = 2%.

Fee = amount × rate ÷ 10,000, rounded to the nearest franc (a half rounds up). XOF has no subunit.

Operation	When	Fields
Collection	On payment confirmation.	`fee`, `net` (credited amount) = `amount` − `fee`.
Payout	In the quote, before any movement.	`fee`, `net` (amount received by the number or bank account).
Refund	In the quote, before any movement.	`fee`, `customer_receives`, `merchant_debited`, depending on `fee_payer`.

The quote is binding: the amount shown is the one applied during its 2 minutes of validity.

Collection: the merchant. The customer pays amount; the merchant receives net.
Payout: the merchant. The payout number or bank account receives net.
Refund: merchant or customer, as chosen. See Refunds.

The dashboard shows each payment's fees, and the fees of a payout or refund before confirmation.